Terms of Use

1. Approval of our Terms of Use

These terms and conditions of use set out the terms and conditions on which you may use this website.

By accessing our website www.hba.ch and its pages (together the "Website") for the first time, you agree that you have read, acknowledge and agree to be bound by the General Terms of Use as amended from time to time and legal information relating to this Website (and the elements contained therein). If you do not agree to the General Terms of Use or do not wish to comply with them, you must refrain from using the Website.

2. Amendment of the Terms of Use

We reserve the right to amend these General Terms of Use at any time. Any such changes will be binding on you upon your first use of the amended website. In the event of any conflict between the current version of these General Terms of Use and any previous version(s), except as expressly provided otherwise, the current and valid provisions shall prevail.

3. Access to the website

Access to the website is free of charge. It is your responsibility to take all necessary precautions to access the website. Access to the Website will be in the manner in which the Website is available and accessible via the Internet at the time you access it. We reserve the right to change the Website (or any part of it) at any time without notice, or to suspend access to it temporarily or permanently.

4. Links on the website

We are not responsible for and do not assume any liability, warranty or guarantee for links and the content of third party websites, in particular for their accuracy, topicality and completeness. Their use is at your own risk. The inclusion of a link to another website on the Website is for information purposes only and does not imply any endorsement or approval of the website itself, its content or those who control it.

5. Data protection

Please read our privacy policy.

6. Intellectual Property

The content contained on the Website and the copyright and other rights in the Website belong to us (or have been licensed by us). The Content is protected by applicable Swiss and international intellectual property laws and treaties. The automated retrieval or display, in whole or in part, of the content of the website by means of technical aids (such as web crawler/spider programs, metasearch engines, framing) is prohibited. The website and its content are only available for browsing purposes. The complete or partial reproduction of the same, the distribution and modification by electronic or other means as well as the use for commercial or public purposes (in particular incorporation into a website) requires our prior consent.

7. No offer and no advice by using the website

The Website is for information purposes only and in particular does not constitute legal advice or an offer to give legal advice, or advice or assistance in making a decision. Information on the Website does not imply that it has not changed since its creation or publication. The use of any content or the transmission of any information does not create a contract between you and us and, in particular, does not create a relationship of legal professional privilege.

8. No liability and no representation, warranty or guarantee

To the extent permitted by law, any liability on the part of us, our bodies and employees, irrespective of the legal basis (including reliance on the content of the website), for damage or consequential damage resulting from the use of or access to the website, its functions or links to third-party websites and their content (or from the impossibility of use or access) is excluded. In addition, we reject any liability for manipulation of EDP systems by third parties. This also includes the exclusion of liability for any damage resulting from a virus or other harmful software as a result of your use of the Website (including the downloading of content) or any other website to which the Website links.

To the fullest extent permitted by law, we make no representations, warranties or guarantees, express or implied, about the Website and/or its content, availability or features.

9. No data security

When you visit this website, your data is transmitted over an open network that is accessible to anyone. Likewise, e-mail traffic from and with us is not encrypted via public, not specially protected data transmission networks. We would like to point out that this form of data transmission has security gaps and cannot be completely protected against access by third parties. It is impossible for us today to maintain attorney-client confiden­tiality when communicating via e-mail. Please do not send us any confidential information via e-mail. It can also happen that e-mails are not delivered or are not delivered in time. We therefore ask you to send us time-critical or important communications by regular mail (with proof of receipt) or by courier. When using e-mails, we recommend that you request a confirmation of receipt from the recipient. In case of doubt, you should contact the intended recipient by telephone.

10. Applicable law and place of jurisdiction

These General Terms of Use shall be governed exclusively by Swiss law and, to the extent permitted by law, to the exclusion of the norms of Swiss Private International Law and international treaties, in particular the Vienna Convention on Contracts for the International Sale of Goods of 11 April 1980. The courts at our registered office shall have jurisdiction over all disputes in connection with these General Terms of Use.